Astoria Contributor
Articles by Astoria Contributor
Nov 18, 2019 · expressmortgagequotes.com
Refinance Rates – Top 3 Things you Need to Know
Mortgage refinance rates have been around for a while now. However, many people still do not entirely under how these rates influence their financial life. To better understand this, we begin this article by looking at mortgage refinance in a …
Feb 27, 2020 · expressmortgagequotes.com
Internet Mortgage
Internet Mortgage Mortgage leads.com offers high-quality internet mortgage opportunities, which in turn generate a higher percentage of loan conversions. We use a variety of filters to tailor potential customers to your specific needs. Whether it’s a large company or a …
Mar 3, 2020 · expressmortgagequotes.com
4 Advantages of an online Mortgage
Ten years ago, the ability to fully manage your finances from a mobile device would have been incredible. After radical advances in mobile and electronic banking, more and more Americans are doing just that: they rarely (if ever) visit traditional …
Mar 16, 2020 · expressmortgagequotes.com
How to Get the Best Mortgage Rate
For most Americans, buying a home is one of the most important purchases they will make. The median value of the home in the United States is $ 231,000, based on data from October 2019. Since most people do not …
Mar 16, 2020 · expressmortgagequotes.com
Does it make sense to pay off your mortgage sooner?
If you are a homeowner, the idea of a mortgage that has preoccupied you for decades can be daunting for many people, and it’s only natural that you want to pay off your mortgage as soon as possible. However, before …
Mar 16, 2020 · expressmortgagequotes.com
What are the different types of mortgages?
There are three main types of mortgage loans: conventional loans, state-guaranteed loans, and jumbo loans, also called non-conforming mortgages. Conventional mortgages Fixed-Rate Mortgages: Fixed-rate mortgages have an interest rate that does not change over the life of a loan. As …
Mar 16, 2020 · expressmortgagequotes.com
20-year mortgage rates
Finding the right mortgage can be a bit like buying a pair of shoes – the perfect fit is neither too big nor too small and ideally will be comfortable for years to come. Some homeowners find this a nice …
Mar 16, 2020 · expressmortgagequotes.com
4 types of mortgages for home buyers
Buying a home is exciting, but finding out the financial side of things can be overwhelming. Choosing a mortgage is not that painful if you know the lingo. Once you have done your homework and established a budget and down …
Mar 21, 2020 · expressmortgagequotes.com
Your Guide to FHA Mortgage Insurance
If you are buying a home and have not saved at least 20% on the down payment, mortgage lenders want to protect themselves against risk if you cannot repay the loan. For this reason, borrowers should purchase mortgage insurance (FHA …
Mar 21, 2020 · expressmortgagequotes.com
5 most effective tips to minimize stress in the mortgage process
Buying a home is one of the most important financial decisions many will make in their lives. However, before you start looking for homes, you may need to first explore the mortgage market. There are many things to consider when …
Mar 21, 2020 · expressmortgagequotes.com
4 important things to consider before buying your first home
Achieving the American dream of homeownership is an important step in life, but the process can be daunting. Before looking for a home, you should research a mortgage. There are a variety of options and your lender can help you …
Mar 21, 2020 · expressmortgagequotes.com
Homeownership is more than just real estate
Homeownership is part of the “American dream” and people will always strive to achieve this goal. For most of us, buying a home is an investment in your future, but not only financially. In your home, you will create family …
Mar 25, 2020 · expressmortgagequotes.com
How Technology is changing the real estate industry
Whether you want to buy or rent a home or are an agent trying to sell one, it is now normal to prepare to surf on your phone or tablet. However, this is just the tip of a giant iceberg …
Mar 27, 2020 · expressmortgagequotes.com
How to pay your mortgage early
Every dollar you add to your regular payment each month dramatically reduces your principal balance and you don’t have to double it to make a difference. Adding just one additional payment each year will take years out of your mortgage! …
Mar 27, 2020 · expressmortgagequotes.com
What is private mortgage insurance (PMI)?
You have already researched, observed the real estate market and now is the time to bet on your perfect home. As you go through the final stages of the mortgage approval process, you (and most other homebuyers) will likely find …
Mar 27, 2020 · expressmortgagequotes.com
When and how a personal loan can be refinanced?
Taking a personal loan to consolidate your debts or paying higher fees can help you with your finances and free yourself from your debts. However, once you have received a personal loan and made the required payments on time, you …
Mar 30, 2020 · expressmortgagequotes.com
What is an underwater mortgage?
If you are underwater with your mortgage, it means you owe more for your home than it is worth. It is not a situation in which an owner wishes to be, but it happens to more people than you think! …
Mar 30, 2020 · expressmortgagequotes.com
What are your options in case your mortgage is underwater?
Being underwater in your home is scary. You may feel overwhelmed, but believe us, this is not the end of your financial history! You still have options to make a difference! We will review some of the most common scenarios …
Mar 31, 2020 · expressmortgagequotes.com
What is HARP and is it right for you?
By reading this, you are possibly one in each of the heaps of accountable homeowners who pay their loan on time every month, but are still “upside-down”. This means that you owe even more than your home is worth. And …
Apr 5, 2020 · expressmortgagequotes.com
Different ways to save with HARP
Lowering your interest rate is not the only way to save money by refinancing through HARP. The program also offers other built-in benefits that can save you money when you take out the new loan: Ignore a new notice With …
Apr 5, 2020 · expressmortgagequotes.com
Frequently Asked Questions About Home Loans
Am I ready to buy a house? Imagine the following: you paid off all of your consumer debt, spent an emergency fund form 4 to 8 months, and saved on the deposit recommended by any possible way, So you can …
Apr 5, 2020 · expressmortgagequotes.com
What is included in a monthly mortgage payment?
So get ready to buy a house. Congratulations! Before you decide on a chic birdbath and a perfect welcome mat, there is one thing to consider: is your budget ready for monthly mortgage payments? If you are not buying cash, …
Apr 8, 2020 · expressmortgagequotes.com
Other fees included in a monthly mortgage payment
In fact, a monthly mortgage payment is made up of PITI, but you may have to pay other mortgage-related fees, such as private mortgage insurance and/or housing association fees. Private mortgage insurance (PMI) PMI is not intended to protect you. …
Apr 8, 2020 · expressmortgagequotes.com
What if you have trouble paying the mortgage?
Your home should be your refuge, a safe place to unwind at the end of the day. But if you’re having trouble paying your mortgage, relaxation is probably the last thing you think about. It is not a good lifestyle …