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Guides, announcements, and resources.
Page 2 of 73 · 653 articles
Oct 14, 2026 · Cash Out Refinance, Mortgage Refinancing
Compare cash out refinance versus HELOC for debt consolidation. See how rates, closing costs, and risks differ so you can choose the right option.
Oct 13, 2026 · Reverse Mortgages, Financial Planning
The reverse mortgage counseling requirement is mandatory for HECM loans. Here is what happens in the session, what it costs, and how to prepare before you apply.
Oct 13, 2026 · Mortgage Refinancing, Home Buying
Changing a co-borrower requires lender approval and often a refinance. Learn the steps, costs, and credit rules to add or remove a co-borrower on a mortgage.
Oct 13, 2026 · Reverse Mortgages, Home Equity
A reverse mortgage line of credit grows over time, increasing your available funds for retirement. See how compounding works and why timing matters.
Oct 12, 2026 · Credit and Lending, Home Buying
Rebuilding credit after bankruptcy takes time and strategy. Follow these steps to raise your score, meet lender waiting periods, and qualify for a mortgage.
Oct 11, 2026 · Mortgage Basics, Home Buying
Paying mortgage discount points upfront can lower your interest rate and monthly payment. See how to calculate the break-even point and decide if points are right for you.
Oct 11, 2026 · Home Buying, Mortgage Basics
Using gift funds for a down payment rules: learn how to document family gifts correctly so your mortgage closes without delays.
Oct 11, 2026 · Mortgage Refinancing, Cash Out Refinance
Jumbo loan refinancing requirements for high value homes demand strong credit, low DTI, and ample reserves. Learn how to qualify and save on your mortgage.
Oct 10, 2026 · Mortgage Refinancing, Closing Costs
A no closing cost refinance can eliminate upfront fees, but a higher rate may cost more over time. Weigh the pros and cons before you decide.