Personal Finance

  • what happens if mortgage rate drops after locking

What Happens If Your Mortgage Rate Drops After Locking

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Discover your options and potential strategies if mortgage rates fall after you lock, including how to negotiate with your lender or use a float-down clause.

  • what does refinancing a mortgage mean

What Does Refinancing a Mortgage Mean for Your Finances?

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Refinancing a mortgage means replacing your current home loan with a new one to secure a lower rate, change terms, or access cash. It can significantly reduce your monthly payments and long-term interest costs.

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